Mortgage protection insurance is a specialized policy that ensures the remaining balance of your mortgage paid off in the event of your death or if you become disabled and unable to work. This type of insurance functions similarly to life insurance disability insurance, providing financial security for your loved ones.

Indexed universal life (IUL) insurance is a type of permanent life insurance that comes with a cash value and a death benefit. Basically, with IUL policies, you put your savings into a cash-value account and also an index account that grows depending how the stock market is doing.

The Debt Free Life program leverages the infinite banking concept, empowering clients to act as their own bankers. With this approach, clients can access the cash values of whole life insurance policies to make purchases instead of relying on traditional loans. This strategy equips with financial insights that can be beneficial at various life stages, helping them manage unexpected expenses, invest in education, retirement savings, and reduce existing debt.